🏘️HP Foreclosure Solution
Metro Detroit Real Estate
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About Services How It Works Tax Foreclosure Mortgage Timeline FAQ Free Consultation
Serving Metro Detroit Since 2008

You Have the Power
to Choose a Solution

Let us help you save your home from foreclosure in Michigan. No obligation, no hassle — just honest, custom-tailored guidance for your situation.

✓ No Obligation ✓ No Hassle ✓ Free Consultation
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15+

Years of Experience

500+

Families Helped

$50M+

Cash Paid to Homeowners

30+

Service Counties

24hr

Response Time

HP Foreclosure
Solution LLC

Michigan's Trusted Foreclosure Specialists

About Us

We Are Committed To You

We look for the best outcome, even if that means you do not work with us. We have helped over 500 families in the Metro Detroit area. We provide custom-tailored options to each of our customers whose outcome is best for their situation.

✓
Honest Guidance

No pressure tactics — just clear options tailored to your unique situation.

⌂
Metro Detroit Specialists

Deep local knowledge of Wayne, Oakland, and Macomb counties since 2008.

★
Licensed & Experienced

Michigan-registered LLC with 40+ experienced professionals ready to help you.

Our Core Values

What Drives Everything We Do

💪

Team Power

Our team constantly strives to improve our services so that we can always satisfy our clients.

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Leadership

We go above and beyond to provide ease and maintain unwavering focus on client satisfaction.

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Commitment

We are committed to providing a hassle-free, transparent experience for every client.

⭐

Excellence

We set high standards and aim to deliver the best possible outcomes for your situation.

It Is Easy As ABC

Our Easy Three-Step Process

Confused about your next step? Here is our simple, hassle-free process for families facing foreclosure. Get the help you need — leave the rest to us.

01

Schedule a Time to Talk

At your convenience, schedule a time to speak with us by phone or meet virtually over a Zoom call — whenever works best for you.

02

We Discuss Your Situation

Our experienced team listens carefully, reviews your circumstances, and walks through every available option with full transparency.

03

We Offer a Solution

We present custom-tailored solutions designed for your specific situation — then you decide what's best. No pressure, ever.

Get Started Today →
Your Options

Solutions Designed for Your Situation

The foreclosure process doesn't have to be scary. We'll help you find the path that makes the most sense — and make you feel right at home.

🔑

Lease It Back

Sell your home to us and stay as a renter. This option lets you remain in your home while eliminating the burden of ownership, taxes, and mortgage debt.

Learn More
📋

Land Contract

A flexible seller-financing arrangement that may help you stay in or transition out of your home on terms that work for your financial situation.

Learn More
💵

Cash Sale

Receive a fast, fair cash offer for your home — no repairs, no agent fees, no lengthy closing process. Close in as little as one week.

Learn More
What We Do

We Help Homeowners in Every Situation

From missed mortgage payments to tax delinquency, divorce, or inherited properties — our team has seen it all and can help you find the right path forward.

⚠️

Prevent Foreclosure

In danger of losing your home? We can pay cash for your house before you lose it, or work with your lender to find a way to keep it.

⚖️

Loss Mitigation

We guide you through loan modifications, repayment plans, and lender negotiations to help you keep your home on your terms.

📑

Tax Foreclosure Help

Michigan's 3-year tax delinquency rule can blindside homeowners. We help you understand your rights and act before it's too late.

💔

Divorce

Recently divorced and need to sell quickly? We can make you a fast, fair cash offer for your house with no hassle or delays.

🚚

Relocation

Planning to move but don't want to deal with the traditional home sale process? We make it simple — we buy, you move.

🏠

Inherited Property

Left a home by a loved one? We can buy it in as little as one week — no repairs, no listings, no stress.

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Home Needing Repair

Is your house in disrepair? We acquire properties as-is. You never have to fix a single thing before selling to us.

📌

Tax Liens

Dealing with tax liens or financial issues from unpaid taxes? Contact us — we work directly with homeowners to resolve complex tax situations.

🤝

Free Consultation

No obligation, no pressure. Understand your full situation and every available option before making any decision.

Michigan Law

Understanding Tax Foreclosure

How Michigan Tax Foreclosure Works

In Michigan, property taxes unpaid for 3 years can result in foreclosure by the county treasurer. Many homeowners don't realize how close they are to losing their home until it's too late.

1

Year 1: Taxes become delinquent. Interest begins accruing at 1% per month.

2

Year 2: Property certified as delinquent. Additional fees and penalties are added.

3

Year 3: Foreclosure petition filed. You can still redeem the property by March 31.

!

After March 31: Title is transferred to the county. The property is permanently lost.

We Can Help You

Whether you're in year one of delinquency or facing an imminent foreclosure date, there are still options available. We work directly with homeowners to find a path forward — whether that means negotiation, a fast sale, or connecting you with state assistance programs.

Your privacy is our top priority. All information is kept strictly confidential, and our consultations are always completely free of charge.

Talk to Us Today →
Mortgage Foreclosure

The Michigan Mortgage Foreclosure Timeline

Know where you stand. Each stage has different options available — acting early gives you the most choices and the best outcomes.

1
Day 2–36

Missed Payment / Delinquency

Your payment is past due. The lender begins contact by phone and mail. Late fees start accruing. Act now to have the most options available.

2
Day 45

Loss Mitigation Notice

Lender is legally required to provide written notice of loss mitigation options — loan modification, repayment plans, and forbearance agreements.

3
Day 45–121

Workout / Modification Period

This is your window to negotiate directly with your lender. It's also the best time to apply for a modification or sell the home on your own terms.

4
Day 121

Foreclosure Officially Begins

The legal foreclosure process starts. A sheriff sale is scheduled and advertised in local newspapers for four consecutive weeks.

5
Sheriff Sale

Property Sold at Auction

Property is sold to the highest bidder. A redemption period of 6 months begins immediately after the sale.

6
6-Month Window

Redemption Period

You can still reclaim your property by paying the full sale price plus interest and fees. We can help you explore and pursue this option.

!
Final Stage

Eviction & Title Transfer

If no action is taken, eviction proceedings begin and title is permanently transferred. Please — call us before reaching this stage.

Proof Before You Choose

Testimonials

We are the choice for everyone facing foreclosure in Metro Detroit.

"

I never expected this to be so easy! We were terrified when we first got the notice, but the same day we discovered HP Foreclosure Solution — and we are so happy today. Trust me, they are the best! Thumbs up to this incredible team.

J
Josh
★★★★★
"

Sometimes life puts you in a situation where making a decision is very hard. Three months ago we were in a terrible situation when HP Foreclosure Solution came to our rescue. The process was easier and smoother than we ever expected.

S
Sam
★★★★★
"

We were so fortunate to have this team as our rescuer. In this difficult time, we wanted to work with people we could truly trust — and they are exactly that. Your perfect, legitimate real estate partner. Highly recommended!

C
Chris & Monica
★★★★★
Have Questions?

Frequently Asked Questions

Everything you need to know about foreclosure and how we can help you navigate it.

When an owner doesn't make mortgage payments, the lender has the right to foreclose on the property and seize the home. The good news is there are many options available — from loan modifications and repayment plans to a fast cash sale. Contact us to discuss which solution fits your situation best.
Yes, we deal with tax foreclosure situations. In Michigan, when property taxes go unpaid for three years, the county treasurer can foreclose on and seize the property. We help homeowners understand where they stand in the process and identify options to resolve the delinquency or transition out of the property on their own terms.
A mortgage foreclosure occurs when a lender takes control of a property after the borrower misses several mortgage payments. Yes, we absolutely deal with mortgage foreclosure — from early delinquency all the way through the redemption period. The earlier you contact us, the more options we have available to help you.
Absolutely. Your privacy is our top priority. All information you share with us is kept strictly confidential. We will never share your details with third parties without your consent. HP Foreclosure Solution is here for you at any stage of foreclosure, and we take the trust you place in us very seriously.
Not at all. When we say "free of charge," we mean it. Our consultations are completely free with no hidden fees or obligations. We deal with your situation without asking for any upfront costs or charges. Our goal is to help you find the best outcome — even if that means you end up not working with us.
Get In Touch

Let's Find Your Path Forward

No pressure, no obligation. We'll listen to your situation and walk you through every option available — completely free of charge.

📞
Phone

313-887-4047

✉️
Email

contact@hpforeclosuresolution.com

📍
Office Address

24350 Joy Rd, Second Floor Suite 4
Redford, MI 48239

🕐
Business Hours

Mon–Fri: 9:00 AM – 5:00 PM
Saturday: By Appointment
Sunday: By Appointment

Request a Free Consultation

✅

We received your message!

A member of our team will reach out within 24 hours.
If your situation is urgent, please call us directly at
313-887-4047.

HP Foreclosure Solution LLC

Michigan's trusted foreclosure solution provider. We offer immediate, honest, custom-tailored options for homeowners in every stage of foreclosure. Our main goal is to provide perfect solutions that make the most sense for your situation.

Quick Links

  • About Us
  • Our Services
  • How It Works
  • Tax Foreclosure
  • Mortgage Timeline
  • FAQ
  • Contact Us

Contact

📞 313-887-4047


📧 contact@hpforeclosuresolution.com


📍 24350 Joy Rd, 2nd Floor Suite 4
Redford, MI 48239


🕐 Mon–Fri: 9:00 AM – 5:00 PM
Saturday: By Appointment
Sunday: By Appointment

© 2026 HP Foreclosure Solution LLC. All rights reserved.

Licensed in Michigan · Metro Detroit Real Estate Professionals

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