HP Foreclosure Solution
Metro Detroit Real Estate
  • About
  • Services
  • Tax Foreclosure
  • Timeline
  • Free Consultation
About Services Tax Foreclosure Timeline Free Consultation
Serving Metro Detroit Since 2008

Putting People
Before Properties

Helping homeowners navigate before, during, and after foreclosure with honest, custom-tailored solutions.

Free Consultation Our Services
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15+

Years of Experience

500+

Families Helped

3

Service Counties

24hr

Response Time

HP Foreclosure
Solution LLC

Trusted Real Estate Experts Since 2008

About Us

Real Estate Experts You Can Trust

Our team has been assisting homeowners before, during, and after foreclosure since 2008. We provide honest, custom-tailored solutions to help families across Metro Detroit keep or transition from their homes with dignity.

✓
Honest Guidance

No pressure tactics — just clear options tailored to your situation.

⌂
Metro Detroit Specialists

Deep local knowledge of Wayne, Oakland, and Macomb counties.

★
Licensed & Experienced

Michigan-registered LLC with over 15 years serving our community.

What We Do

Comprehensive Foreclosure Solutions

🏠

Buy

We purchase distressed and foreclosed properties directly — fast closings, fair cash offers, no repairs needed on your end.

🔑

Rent

Renovated rental homes available across Metro Detroit. Quality housing at fair rates for families rebuilding their stability.

📋

Sell

Need to sell quickly before foreclosure finalizes? We help homeowners sell with dignity and exit on their own terms.

⚖️

Loss Mitigation

We guide you through loan modifications, repayment plans, and lender negotiations to help you keep your home.

📑

Tax Foreclosure Help

Michigan's 3-year tax delinquency rule can blindside homeowners. We help you understand your rights and options.

🤝

Free Consultation

No obligation, no pressure. Understand your situation clearly before making any decisions.

Michigan Law

Understanding Tax Foreclosure

How Michigan Tax Foreclosure Works

In Michigan, property taxes unpaid for 3 years can result in foreclosure by the county treasurer. Many homeowners don't realize how close they are to losing their home.

1

Year 1: Taxes become delinquent. Interest begins accruing.

2

Year 2: Property certified as delinquent. Additional fees added.

3

Year 3: Foreclosure petition filed. You can still redeem by March 31.

!

After March 31: Title transferred to county. You lose the property.

We Can Help You

Whether you're in year one of delinquency or facing an imminent foreclosure date, there are options. We work directly with homeowners to find a path forward — whether that means payment negotiation, a fast sale, or connecting you with assistance programs.

Talk to Us Today
Mortgage Foreclosure

The Michigan Mortgage Foreclosure Timeline

Know where you stand. Each stage has different options — acting early gives you the most choices.

1
Day 2–36

Missed Payment / Delinquency

Your payment is past due. The lender begins contact by phone and mail. Late fees start accruing. Act now to have the most options.

2
Day 45

Loss Mitigation Notice

Lender is legally required to provide written notice of loss mitigation options — loan modification, repayment plans, forbearance.

3
Day 45–121

Workout / Modification Period

Window to negotiate with your lender. This is the best time to apply for a modification or sell the home on your terms.

4
Day 121

Foreclosure Officially Begins

Legal foreclosure process starts. Sheriff sale is scheduled and advertised in local papers for 4 consecutive weeks.

5
Sheriff Sale

Property Sold at Auction

Property is sold to the highest bidder. Redemption period of 6 months begins immediately after the sale.

6
6 Month Window

Redemption Period

You can still reclaim the property by paying the full sale price plus interest and fees. We can help you explore this option.

!
Final Stage

Eviction & Title Transfer

If no action is taken, eviction proceedings begin and title is permanently transferred. Call us before reaching this stage.

Get In Touch

Let's Find Your Path Forward

No pressure, no obligation. We'll listen to your situation and walk you through every option available — free of charge.

📞
Phone

313-887-4047

📍
Address

24350 Joy Rd, Second Floor Suite 4
Redford, MI 48239

🕐
Hours

Mon–Fri: 9:00 AM – 5:00 PM
Saturday: 9:00 AM – 12:00 PM
Sunday: By Appointment

Request a Free Consultation

✅

We received your message!

A member of our team will reach out within 24 hours. If your situation is urgent, please call us directly at 313-887-4047.

HP Foreclosure Solution LLC

Serving Metro Detroit homeowners with honesty and integrity since 2008. Licensed Michigan real estate professionals.

Quick Links

  • About Us
  • Services
  • Tax Foreclosure
  • Mortgage Timeline
  • Contact

Contact

📞 313-887-4047


📍 24350 Joy Rd, Suite 4
Redford, MI 48239


🕐 Mon–Fri 9–5 | Sat 9–12

© 2026 HP Foreclosure Solution LLC. All rights reserved.

Licensed in Michigan · Metro Detroit Real Estate

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HP Foreclosure Solution
HP Foreclosure Solution
About
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HP Foreclosure Solution
HP Foreclosure Solution
About
Contact
About
Contact